Skip to main content
Updated over a week ago


Affirm is one of our finance partners—they help us enable financing on millions of products.

They offer two types of payment plans:

  • Monthly installments (typically over 3, 6, or 12 months, 0-36% APR)

  • 4 interest-free installments, paid every two weeks

How do I use Affirm?

  1. Build a cart

  2. Select Affirm during checkout

  3. Follow the on-screen instructions & receive an instant decision

  4. Receive your order

  5. It's that easy!

Am I eligible?

To use Affirm, you must be at least 18 years old, reside in the United States, have a social security number, and have a valid US-based phone number that can receive SMS. However, you will still need to go through the approval process.

What goes into the approval process?

The Affirm approval process happens seamlessly in the background during checkout. Here is what they may use to make a decision:

  • Credit check results

  • Payment history

  • Current outstanding balances

  • How long you have had an Affirm account

  • Verification of current income and debt

If you are declined, check out this article for recommendations.

Will it affect my credit score?

Creating an Affirm account and checking your purchasing power will not impact your credit score. Loan payments, credit utilization, and late payments may, however, affect your score. Learn more here.

What is the min/max finance amount?

Minimum: $50

Maximum: $20,000 (or $30,000 with a $10,000 down payment)

How do I make a payment?

To make a payment, view your payment schedule, and manage your payment methods, please log in to your Affirm dashboard here.

How do I contact Affirm?

You may get in touch with Affirm via phone or chat.

Phone: 1 (855) 423-3729

Did this answer your question?