Most payment plans available on Abunda will not impact your score.

Please see this table for reference:

Payment plan

Credit check

Will it affect my score?

Klarna Financing

Possible hard inquiry

Possibly

Klarna Installments

Soft inquiry

No

ViaBill

No credit check

No

PayPal Pay in 4

Soft inquiry

No

Acima

Possible soft inquiry

Applying will not affect your score. On-time payments will be reported and can improve your score.

To learn more about the specifics around each payment plan, see our Finance Partner Resources page.

To learn more about soft and hard credit inquiries, check out this article by our friends at ShoppingKim.com.

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