Updated over a week ago


Klarna is one of our finance partners—they help us enable financing on millions of products.

They offer two types of payment plans:

  • Monthly financing* (0-33.99% APR)

  • 4 interest-free installments, paid biweekly

How do I use Klarna?

  1. Build a cart

  2. Select Klarna during checkout

  3. Follow the on-screen instructions & receive an instant decision

  4. Receive your order

  5. It's that easy!

Am I eligible?

As long as you are above the age of 18 and reside in the United States, you are eligible to use Klarna. However, you will still need to go through the approval process.

What goes into the approval process?

The Klarna approval process happens seamlessly in the background during checkout. Here is what they use to make a decision:

  • Credit check results

  • Payment history

  • Current outstanding balances

  • Cart value

If you are declined, check out this article for recommendations.

Will it affect my credit score?

Klarna's monthly financing options may impact your credit score. Klarna's interest-free installments will not impact your credit score, as only a soft credit check is required. Learn more here.

What is the min/max finance amount?

Minimum: $10

Maximum: $10,000

How do I make a payment?

To make a payment, view your payment schedule, and manage your payment methods, please log in to your Klarna dashboard here.

How do I contact Klarna?

You may get in touch with Klarna via phone or chat.

Phone: 844-552-7621

* Monthly financing products are offered by WebBank, member FDIC.

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